PRICING & FEES
Payment gateway pricing for your business in Pakistan
MehfuzPay pricing is agreed in writing after a business review. Once your rates are set, your merchant dashboard shows the fees assigned to your account and a calculator for each payment method.
There is no universal public rate card. Rates depend on the payment method, business category, expected volume and processing partner approval. No real money moves in the sandbox.
What a payment fee is made of
Compare the complete cost of a payment gateway, not only the headline percentage. These are the parts your MehfuzPay commercial terms cover.
| Component | What it means |
|---|---|
| Merchant discount rate (MDR) | A percentage of each successful payment. It can differ by method, for example cards compared with other methods once they are enabled. |
| Fixed fee | A fixed amount per transaction, where your agreement includes one. |
| Tax on fees | Applicable tax is calculated on the fee amount, not on your sales value. |
| Settlement terms | Settlement account, schedule, holds or reserves, as written in your agreement. |
| Refunds and disputes | How refunds and chargebacks are handled and any related charges. |
| Other charges | Any onboarding or other charges are stated in your written terms. Nothing is added without being written there. |
How your rate is set
- Create a merchant account. Test checkout with sandbox API keys while your commercial terms are prepared.
- Submit your business details. The compliance team reviews your business information and documents.
- Receive written terms. Your MDR, fixed fees and settlement terms are set out in your agreement.
- See your rates in the dashboard. Pricing & fees shows the rates assigned to your account, with a fee calculator. Rate changes are versioned and you are notified.
How a fee is calculated
For each successful payment: fee = payment amount × MDR + fixed fee. Applicable tax is added to the fee. Your settlement for that payment is the payment amount minus the fee and the tax on the fee. Use the calculator in your dashboard to check a specific amount before you go live.
Frequently asked questions
Do you publish a standard MDR?
No. MehfuzPay agrees rates for each business in writing. Ask our team for terms based on your payment methods and expected volume.
Can my rate change?
A rate changes only through a recorded pricing update. The change is versioned in your dashboard and you receive a notification.
Which payment methods can I be priced for?
Sandbox card checkout is available today. Wallet and bank methods depend on enabled provider integrations and agreements, so ask which methods are available for your business.
Is settlement instant?
Do not assume instant settlement. Your settlement schedule is written in your agreement.
Explore MehfuzPay
Ask for written terms
MehfuzPay is operated by Orqentra SMC Limited. Our office is Office No. 8, Uni Center, Abdullah Haroon Road. Email business@mehfuzpay.com or call 03710080319, Monday to Friday, 9:00 AM to 5:00 PM.
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